[JoanneC]

You’re going to have to check every cruise line and every ship, Josh. So many places have cut back their services to Nurse Practitioners to save on employment costs that you really just need to be sure to buy a medical policy for each trip, ensure you understand any exclusions in coverage, and hope for the best and that you never need to use the policy.

My friend was traveling with her 99 year old Veteran of WWII who fell and broke her hip while in France, ending their tour to Germany. There are no guarantees in life, but trip insurance got Mom the necessary hip replacement surgery in France, and flew her back to the USA and to the hospital for her aftercare.

On a 2017 trip, one of the kids of a large family party had stomach pains (possible appendicitis), and the family spent hours at the concierge desk trying to arrange for medical service personnel / an ambulance to take 2 people (the patient and her mom) to the hospital in port. They leave you at the nearest port for medical services, and you have to figure out how to rejoin the boat or get you and your stuff home and through Customs. Like I said – check every ship for specific information, but it appears pretty basic.